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Understanding Property Damage Claims and Amount of Time to File Suit

In Mallett v. McNeal, 939 SO.2d 1254, 2005-2289 (La. 10/17/06), the Supreme Court of Louisiana held that an unconditional payment of a property damage claim constitutes an acknowledgement sufficient to interrupt prescription. Thus, for example, an insurance company’s tender of an unconditional payment to an injured third-party claimant is an acknowledgement, and this acknowledgment interrupts

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Underinsured Motorists and Protections Available to Louisiana Drivers

Louisiana law requires motorists to carry liability insurance on any automobile they own. This coverage pays for property damages or personal injury for which you may be legally responsible. Unfortunately, not everyone on the road has insurance. However, insurance companies have built in protection for drivers that are injured by an uninsured/underinsured motorist. In 1999,

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Legal analysis of State Farm insurance carrier liability and bad faith claims following Florida withdrawal. Jeff Berniard discusses policyholder rights on a Gulf Coast map.
Insurance Dispute
Jeff Berniard

State Farm Withdraws from Florida: A Case Study in Insurance Carrier Liability

The announcement that State Farm is dropping homeowner policies across Florida is more than just a real estate headline—it is a critical indicator of the mounting instability within the insurance industry. At the Berniard Law Firm, we view these market exits as a red flag for policyholders. When corporate giants prioritize profit margins over the

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Jeffrey Berniard

Attorney Jeff Berniard, Licensed Louisiana Attorney and Founder of Berniard Law Firm

Jeffrey Berniard is a specialized injury attorney with over 21 years of experience fighting for Louisiana families.

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Understanding Property Damage Claims and Amount of Time to File Suit

In Mallett v. McNeal, 939 SO.2d 1254, 2005-2289 (La. 10/17/06), the Supreme Court of Louisiana held that an unconditional payment of a property damage claim constitutes an acknowledgement sufficient to interrupt prescription. Thus, for example, an insurance company’s tender of an unconditional payment to an injured third-party claimant is an acknowledgement, and this acknowledgment interrupts

Read More »

Underinsured Motorists and Protections Available to Louisiana Drivers

Louisiana law requires motorists to carry liability insurance on any automobile they own. This coverage pays for property damages or personal injury for which you may be legally responsible. Unfortunately, not everyone on the road has insurance. However, insurance companies have built in protection for drivers that are injured by an uninsured/underinsured motorist. In 1999,

Read More »
Louisiana Mesothelioma, Silicosis & Toxic Tort Injury Lawyers
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