Louisiana Homeowner's Insurance Claim Lawyers
Buying a house requires significant forethought; you consider your past, present, and future when making that investment. You invest financially, emotionally, and physically into the transformation from a house into your home.
But what happens when a natural disaster, fire, or other unforeseen occurrence destroys that home? The people of Louisiana know too well what happens to a loving home when hurricanes hit. Hurricane Katrina devastated Louisiana, leaving behind a trail of broken families and homes. Worse yet, homeowners trying to return their lives to some semblance of order faced significant problems in their homeowners insurance claims.
If you are facing resistance from your insurance carrier after a devastating loss, the Berniard Law Firm is ready to help.
The Reality of Insurance Claim Disputes
Litigation in property damage situations is often long-winded, confusing, and difficult to follow. While insurance companies have a reputation for being litigious and difficult, they are merely trying to protect their own best interests against claims. This is a logical thought for a business, but it must be remembered by homeowners undergoing highly emotional situations during litigation.
At the same time, homeowners need not be shortchanged if they choose to file an insurance claim. You deserve the full coverage you paid premiums for.
Critical Steps for Homeowners After a Loss
A main problem in proceeding forward with litigation is the lack of documentation and evidence the homeowners possess. While homeowners generally file insurance claims in stressful situations—such as natural disasters or fires—they should try to document their insurance claim journey carefully.
Here are a few tips to help homeowners during such a difficult time:
- Maintain summaries of conversations with agents or adjusters and note down the specific times they occurred.
- Take pictures of all the initial damage.
- Take pictures of repairs in progress, if there are any.
How Hiring an Attorney Levels the Playing Field
Once an attorney has been hired, it is best to avoid communication with the insurance company. Sometimes, homeowners may accidentally disclose litigation strategies or crucial pieces of evidence when speaking directly to representatives.
However, you should not rule out the possibility of reaching a fair settlement from the insurance company. Typically, once a lawsuit has been filed and an attorney is involved, that is an incentive for insurance companies to move towards a fairer settlement for the homeowner. The involvement of an attorney makes it more likely for an insurance company to consider the best interests of the homeowner, especially considering the prospect of a future trial.
Client Success Stories
The Berniard Law Firm’s team of lawyers is very helpful in a variety of litigation matters, but particularly in litigation relating to homeowner insurance claims. Such satisfied clientele attest to the fact that the Berniard Law Firm’s team is dedicated to seeking success on behalf of its clients.
Satisfied clients Harold and Adriann received money from an insurance company that tried to underpay their claim:
“We were very satisfied with the swift and expert handling of our home owner’s claim. Thank you for the generous and fair settlement you were able to negotiate on our behalf. Without your help we would not have been able to complete the repair to our home.”
Has Your Claim Been Denied, Delayed, or Underpaid?
Contacting Berniard’s top-notch litigation team is the right action to take if you are wrestling with a difficult, time-consuming homeowners insurance claim after a devastating occurrence.
Let the Berniard Law Firm’s team of experts help you recover under all lines of coverage. Contact the Berniard Law Firm today and they will immediately begin working on your case.