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An infographic showing an insurance tower for a Louisiana truck accident, including primary, excess, and umbrella coverage layers.
Insurance Dispute
Jeff Berniard

Truck Accident Insurance: How to Recover Damages Beyond the Primary Policy

In a standard car accident, you are often limited by the defendant’s $15,000 or $25,000 policy. However, 18-wheeler and commercial truck accidents involve catastrophic injuries that far exceed basic coverage. In Louisiana, identifying “Excess Coverage” is the only way to ensure a victim’s medical bills and future care are fully funded. When injuries are permanent,

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A diagram showing the 'Abuse of Discretion' standard for reviewing Louisiana jury awards in truck accident cases.
Litigation
Jeff Berniard

Protecting Your Verdict: Why Jury Awards Stand in Louisiana Trucking Cases

Winning a trial against a major logistics company is a massive victory, but for many victims, it is only the beginning. Trucking defense firms often appeal high jury awards, seeking a “Remittitur” (a court order reducing the award). However, Louisiana law provides a strong shield for victims: the “Much Discretion” of the trier of fact.

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A legal checklist for proving negligent hiring of an independent contractor truck driver in Louisiana.
Car Accident
Jeff Berniard

Suing the Company for an Independent Contractor’s Negligence in Louisiana

In many Louisiana personal injury cases, the defense’s first move is to produce a contract labeling the negligent driver as an “Independent Contractor.” While the general rule under La. C.C. Art. 2320 is that employers aren’t usually liable for contractors, there are major “Legal Exceptions” that can unlock a company’s insurance policy even when no

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Jeffrey Berniard

Attorney Jeff Berniard, Licensed Louisiana Attorney and Founder of Berniard Law Firm

Jeffrey Berniard is a specialized injury attorney with over 21 years of experience fighting for Louisiana families.

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