Renter’s Insurance Claims

Are you renting your house, apartment, or other place of residence? Then you may have purchased a renter’s insurance policy from your insurance company. A renter’s insurance policy compensates you for personal losses you sustained as a result to damage to your rental residence. Generally, a rental insurance policy provides that you will be paid to replace personal items damaged or destroyed, such as TVs, computers, appliances, jewelry, furniture, etc. in exchange for your monthly premium. Your policy may also pay for additional living expenses you incur while your damaged residence is uninhabitable. These expenses may include things like hotel costs, meals, and additional expenses. The insurance company must pay your expenses over and above your typical living expenses during the time you were unable to inhabit the property. The premiums you pay to the insurance company should result in full compensation for the losses you suffered due to the damage to the property.

Insurance companies frequently will refuse to pay claims from a renter’s insurance policy (as well as other policies). These companies’ first response is generally to avoid paying a claim. They will try anything to keep the premiums you paid. They will try and convince you your loss is not covered by the policy, is somehow excluded by the policy, or by arguing your property can simply be cleaned or fixed rather than replaced. The Berniard Law Firm will help you fight the insurance company to ensure your rights are protected. If the insurance company is denying your claim for any reason, the Berniard Law Firm can help protect your rights. If the insurance company is telling you certain items are not covered by your policy, the Berniard’s Law Firm’s experts can evaluate your policy to make sure the insurance company is not unjustly denying your claim. If the insurance company is refusing to pay your additional living expenses, the Berniard Law Firm can help you gather the information you need to receive full compensation for the additional living expenses you incurred during the time you could not inhabit the property. The Berniard Law Firm can even help your claim to compensation if you are forced to move out of your home if construction is necessary to repair substantial damage to the property.

The Berniard Law Firm helped many renters receive fair compensation for their insurance claims after Hurricane Katrina and Rita. Our attorneys saw every trick in the book used by the insurance companies to limit their payments to the same renters who diligently paid their premiums year after year. Our attorneys have the experience and expertise to help you maximize your coverage while minimizing the exclusions the insurance companies will argue limit the payout on your insurance claim. Our attorneys have worked with corporate counsel, corporate risk managers, public insurance adjusters, corporations, and contractors. Our attorneys have experience with claims adjustment, claims investigation, claims litigation, and all phases of the coverage dispute process.

Call us at (504) 521-6000 to speak with a Berniard Law Firm Attorney about your Renterís Insurance loss dispute. You can also complete the contact form and a Berniard Law Firm Attorney will contact you in the next 4 hours. All initial consultations are free and all cases are handled on a contingency fee basis. This means there are no costs to you unless a settlement or award by the court is adjudged. You have nothing to lose, call today and a Berniard Law Firm Attorney will begin immediately working on your case so you can get the compensation you deserve.